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"Education is the most powerful weapon which you can use to change the world”
– Nelson Mandela

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Undergraduate Student Average annual salary of undergraduate degree holder = $50,000 Number of years = 10 Discount rate = 10% Annuity factory at 10% for the 10 years = 6.145 Net present value = $307,250 (i.e. $50,000 annual salary * 6.145 annuity factor) Masters of Accountancy/Graduate Student Average annual salary of undergraduate degree holder = $66,000